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代写价格-中国消费者对无现金支付的态度

代写价格-中国消费者对无现金支付的态度。在中国市场上,大多数消费者使用借记卡和信用卡购物。中国年轻一代已经接受了数字支付系统和数字购物(Tee和Ong, 2016)。中国的年轻人正在使用各种各样的网上购物。调查显示,中国民众对在线支付系统有自己的观点(Khanna, 2017)。无现金交易实际上是指商品和产品在没有现金的情况下进行交易的经济过程。无现金支付的趋势日益明显,中国政府正在推动社会向无现金化发展。

Nowadays, most of the countries in the world want to make a big move to become cashless (Khanna, 2017). In the markets of different countries all over the world, different types of digital transaction methods are ample. Among those mixed systems, young people of the countries are more associated with the digital payment mode (Khanna, 2017). The governments of the countries want to change the transaction mode into cashless to stop the corruption. Different benefits of the cashless payment system are there. In the present market, a risk is always consistent for the public to carry the cash with them but in case of digital payment option, the customers do not need to carry cash with them and they can pay the money with the help of credit cards, debit cards and even Smart phones (Tee and Ong, 2016). The governments of the countries provide some discounts for the online transaction. The older people of the country are facing some problems regarding the online payment option but some of them have accepted this action due to stop the corruption (Patel and Doan, 2017).
In this regard, China governments move towards the digital payment option. Multiple payment options are used in China for different purposes. Cash cards, credit cards, debit cards, ATM cards, mobile wallets, digital wallets and online banking option are the most preferable modes to transact money in China (Dorsey et al., 2016). Now a Smartphone is also capable of making transaction of a huge amount. In the online payment system, it always subsists a high risk. The biggest risk of the digitalization of transaction is Identity Theft, the hacking of accounts and loosing phone etc.(Chen et al., 2014). The cybercrime departments of the countries help the public to take action against the criminals to stop the crime. There is different security option in the online transaction system to provide the security to the customer.

In order to accelerate the use of non-cash payments, the Chinese government increases the number of transaction machines for the people to transact freely in the market. The older people of the country are facing some problems with online transaction system because the most of the older people in China are not well equipped to make such type of transaction (Osborne et al., 2017). The technologies of China are revamping day by day and the Chinese electronic goods are becoming popular all over the world and the younger generation are friendlier to use those electronic products such as the laptop computers, Smartphone, smart watches and some other products. The researcher has found a number of reasons to know the attitude of the people of China (Sharma and Arora, 2017).
Some older people of China claimed that they could not understand the entire procedure of the online transaction. Because of that, they take the help of those people who are accustomed to this system. Therefore, it is mandatory for the older people to share their password with the others. However, this is not secured to share password with others and it may also increase the tendency of cybercrime as well as the corruption. Some people claimed that the government should make a training session with the people of China regarding the online transaction (Patel and Doan, 2017). The younger people of the country mentioned that they have no issue regarding the online transaction system and it is easier to them because they do not need to go to the bank all the time to withdraw money. Credit cards, debit cards and online wallets are now acceptable in the shopping centres and the restaurants all over China (Saidu and Hassan, 2016). Although the Chinese market consists of a lot of risks in terms of online transaction, the online payment method is widely accepted over here.

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