美国代写作业：银行的货币政策

美国代写作业：银行的货币政策

货币政策不是财政政策。这是一个由银行发起的过程，通过改变利率的通货膨胀来确保他们保持适当的资本供应或储备，以确保在这个过程中有普遍的稳定和信任(Gertler, and Karadi, 2011)。货币政策受失业、与其他国家汇率的影响，对整体经济增长有贡献。银行的货币政策是指银行在购买、出售政府债券、改变银行储备等方面采取的行动。在扩张性政策的情况下，会在增加货币供应量的同时降低失业率，增加私营部门的借贷，同时增加消费者的支出。在紧缩货币政策的情况下，货币供应量减少，银行采取这些措施是为了降低通货膨胀水平(Aghion, Bacchetta, and Banerjee, 2001)。

美国代写作业：银行的货币政策
这也会对经济增长产生不利影响，抑制借贷活动。主要的银行有三种常用的工具。三种工具是贴现率;其次是存款准备金率，第三是公开市场操作。在贴现率的情况下，储备银行向商业银行收取短期贷款费用。联邦政府有能力使用这三种工具来实现货币政策目标(Ball, 1999)..这三个因素都会影响银行系统中的资金数量。这种贴现率的降低被认为是扩张性的，因为它增加了货币储备。提高贴现率是一项紧缩政策，因为它们会影响利率(Goodfriend, and McCallum, 2007)。这种贴现率的变动，主要是由各国的储备银行和各国的理事会使用。

美国代写作业：银行的货币政策

Monetary policy is not fiscal policy. It is the process initiated by the banks to ensure that they maintain proper supply or reserves of capital by making changes to the inflation of the interest rate to make sure that there is general stability and trust initiated in the process (Gertler, and Karadi, 2011). The monetary policy is influenced by the unemployment, exchange rates with other countries and they contribute to the overall economic growth. Monetary policy of the banks ensures that they take actions in buying, selling government bonds, changing the bank reserves etc.Banks generally follow contractionary monetary policy or expansionary monetary policy. In the case of expansionary policy there in increase the in the money supply to reduce the levels of unemployment, increase in the private-sector borrowing and also increasing in the consumer spending. In the case of contractionary monetary policy there is decrease in the money supply and they are undertaken by the banks to reduce the levels of inflation (Aghion, Bacchetta, and Banerjee, 2001).

美国代写作业：银行的货币政策
This can also have adverse effects on the growth on the economy and depress the borrowing activities. There are three tools that are mostly practiced by the major banks. Three kinds of tools are discount rates; secondly, it is reserve requirements and thirdly is open market operations. In the case of discount rate the reserve banks charge the commercial banks for short-term loans.The Federal government has the ability to use these three tools to achieve the monetary policy goals (Ball, 1999).. All three affect the amount of funds in the banking system. This lowering of the discount rates is considered to be expansionary as it increases the money reserves. Raising the discount rates is a contractionary policy because they influence the interest rates (Goodfriend, and McCallum, 2007). These kinds of discount rate changes are mostly used by Reserve Banks of the individual countries and the Board of Governors in the nation.