毕业论文代写

美国论文代写:传统银行业务

美国论文代写:传统银行业务

伟大的经济学家和研究人员绘制出类似的流动性问题发生在2007-2008年和传统的银行挤兑之间。这一类比与诸如资产支持商业票据等证券一样,与传统银行的挤兑方式有关。这是一个资产为基础的商业票据面临的价格下降或损失时,贷款人谁也可以被视为存款人在银行不准备再融资这样的商业票据时,提交人更接近其到期日。“跑”的确切含义是,尽管考虑到商业票据在成熟阶段的比例最低,但银行也不能发行任何新的担保品,即使是商业票据也不行。只要在年2007和2008的流动性问题的危机状况而言,它被认为有很多的磨合尤其是市场情况月2007个月期间(戈顿和屈,2012)。后来注意到,到2007年底,全40%的程序在运行情况,在这样一个较弱的情况下,他们不能为自己在短期市场。资产支持商业票据提供的一个主要优点是对运行决定因素的横截面分析。只要银行挤兑,这种详细的分析几乎是不可见的。资产支持商业票据分析表明,如果存在较高的信贷风险,任何金融项目都更有可能显示其积极效果。因此,人们注意到,挤兑更容易受到金融市场基本面的影响,而投资者甚至不确定他们是否投资于一个强大的市场,甚至是一个较弱的计划。这发生了,讨论了两者之间的类比也有一个预期,货币市场基金会在自己的赞助商的支持。货币市场基金基本上是一个超级安全的货币工具,不需要尽职调查的投资者(戈顿和屈,2012)。

美国论文代写:传统银行业务

Great economist and researchers have drawn out an analogy between the liquidity problems that took place in the year 2007-2008 and that of a traditional bank run. This analogy is presented with securities such as asset backed commercial paper with that of how a bank traditionally runs out. It is that an asset based commercial paper faces a decline in the price or a loss when the lenders who can also be treated as depositors in a bank are not ready to refinance such commercial paper when the formers comes nearer to its due date. The exact meaning of a ‘run’ is that the bank is unable to issue any new security be it even a commercial paper despite considering the fact that there is minimum ten percent of the commercial paper at the stage of maturing. As long as the crisis condition of the liquidity problems in the year 2007 and 2008 is concerned, it was seen that there were a lot of instances of run in the market especially during the month of August in 2007 (Gorton and Metrick, 2012).It was then noticed that by the end of the year 2007, around 40 percent of the programs were in a situation of run and in such a weak condition that they could not refinance themselves in the short term market. One major advantage that the asset backed commercial paper provides is that of cross-sectional analysis on the determinants of run. Such a detailed analysis is hardly visible any time as long as a bank run is concerned. The asset backed commercial paper analysis shows that any financial program is more likely to show its positive results if there is high credit risk present instead. Therefore, it was noticed that runs are more vulnerable to the fundamentals of the financial market whereas the investors are not even sure whether they are investing in a strong market or even a weaker program. This incidence which took place and has been discussed as an analogy between the two has also seen an expectation that the MMFs would always be backed by their own sponsors. MMFs are basically a super safe money instrument that needs no due diligence from its investors (Gorton and Metrick, 2012).