美国西雅图论文代写：美国金融体系

美国西雅图论文代写：美国金融体系

金融体系决定了一国经济的性质，经济的增长应该是强大的，金融体系的发展和促进各种投资和信贷的分配。然而，如果金融系统面临的一个问题，国家的基础是动摇了一切取决于此（波兰语，2009）。这是非常突出的，在美国的一些干扰因素，主要是所谓的系统性风险已经爬上了系统。最初的美国金融系统是不断变化的，大人们有资产是投资在不同的股票在经济更感兴趣（James Bullard，2009）。金融危机的本质就像房价的上涨超过了国家所看到的那样，非主流贷款急剧增加，利率的调整使得非原贷款利率上升。同时，这些非优质抵押贷款购买了银行系统，实行RMBMs或银行住宅按揭证券在其基础上。这导致高评级分配的抵押贷款证券机构，反过来又有助于创造购买非总理贷款。由于贷款的比例非常高，设置为默认的银行有人民币百万元，抵押担保债券投资者的抵押贷款制度（CMO）遭受重大损失（勒沃，2009）。
因此，我们看到不断增长的干扰或在美国金融系统的系统风险的出现。当资产持有者不能满足日益增长的流动性需求时。这被认为是传染性弱资产持有者面临的问题，通过对强大而稳定的资产持有人通过索赔（Byrne，2015）。由于信息不对称，系统性风险的性质不同于违约风险。这是见证当一个部分的艺术失败，以履行财务契约的期望。这清楚地强调了一个事实，当一个投资者或其任何同行都知道的公司，他们正在处理的是亏本的，有一个不稳定的情况下，这些投资者会停止与这些公司的业务前，就在雷曼兄弟目睹的情况下（Darryll Hendricks，2006）。

美国西雅图论文代写：美国金融体系

Financial system determines the nature of the economy of any country and the growth of this economy should be strong so that the financial system grows and facilitates various kinds of investments and allocations of credits. However if the financial system faces a problem the base of the country is shaken up as everything depends on this (Polski, 2009). This was very prominent in the US when some disturbing elements primarily called systematic risks had crept in the system. Initially the financial system of the US was ever changing and large and people having assets were more interested in investing their money in various stocks present in the economy (James Bullard, 2009). The nature of the financial crisis was like the prices of houses started shooting up more than the country had ever witnessed, there was sharp increase in the non-prime loans which had adjustable interest rates which in turn led to an increment in the non-prime loan percentage. Also, these non-prime mortgage loans were purchased by to banking systems that practiced RMBMs or residential mortgage bank securities on its basis. This led to high rating assignments of the mortgage securities by agencies which in turn contribute to the creation of purchasing non-prime loans. As a result the proportion of loans went very high and the system of the mortgage loans were set to default banks and investors having RMBM and collateralized mortgage obligations (CMO) suffered substantial losses (Leverhulme, 2009).
Thus we see the growing disturbances or the emergence of systematic risks in the US financial system. It happened when the holders of assets we incapable to meet the increasing demands of liquidity. This is considered contagious as the problems faced by weak asset holders passes on to the strong and stable asset holder through claims (O’Byrne, 2015). The nature of the systematic risk varied from being default risk as a result of being asymmetric information. This is witnessed when there is failure on the art of a part to keep up to the expectation of a financial contract. This clearly highlights the fact that when an investor or any of its counterparts will get to know that the firm that they are dealing with is suffering a loss and has an unstable condition, these investors would stop preceding their business with these firms as it was witnessed in the Lehman Brothers case (Darryll Hendricks, 2006).