In the health organizations, personal health record system is need to be fused more as there are various raising issues, which tends to loss of health record structure. One the big most and scaring issues is risk factor, risk may be of huge database management risk, risk of server crashing, data inconsistency. Risk factor may be of virtual kind or may be of manipulation problem. Data of individual patients should give emphasize not to lose them and in this field security concern is another big most issue in order to make confidential of each patient’s details. In order to retain and sustain the global aggressive market in the health organizations, one must compete with other organization by storing information of individual patients in a specific and effective manner. To accomplish this, fresher one health organization need to collect and follow all the strategies of fruitful organizations in this regard. Advantages are largely incorporated in this field due to personal health report is stored virtually not manually. However, investment tends to be large one for storing of data in a robust server. Fresher one organization dealing with health issues needs to know usage methods of already existing health organization in order to cope with increasing cost investment and ineffective information collection of patients. Another one big key factor in the health organization is building infrastructure. It should to be in such approach as it can restrict all the possible risk factors. The organization should be care about all the key factors such as capital structure, technological knowledgeable man force, robust hardware and fine software to build an ideal infrastructure. To improve the whole structure of personal health record system, future scopes need to be focused. To build up a personal health record, a cost analysis is required to know the investment in previous and be successful in building the project, a pilot project needs to be implemented. Based upon the cost investment personal health record may be classified in four types as offered tethered personal health record, payer tethered personal health record, third party personal health record and interoperable personal health record system. Cost to implement the personal health record system typically depends upon architectural, acquisition and annual costs. IT infrastructure cost in health organization is needful to know better the investment of applications applied in healthcare. The cost analysis is useful to define personal health record business model, explore the model, and guide the model investment decisions in advance.