essay 代寫：借貸組織

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essay 代寫：借貸組織
Zopa是一個P2P或對等借貸組織，總部設在英國，通過網絡接口連接各個貸款人。 Zopa成立於2005年，最初只有300名成員，但在幾個月的時間裡，公司發展迅速，擁有25000名客戶(Milne et al.， 2016)。 2012年，該公司成為在零售金融領域引起關注的網絡公司之一。這一機會使那些希望貸款的人得以與那些希望藉款的人合作。貸款人不僅向特定的個人提供資金，還向由於相同的信用價值而聚集在一起的人提供資金(Casu et al.， 2015)。從技術上講，Zopa並不是一個金融機構，它也不能靠自己來放貸。然而，運營這一業務所需的資金相對較少，在2012年的最初一年，該組織只僱傭了27人。該公司維持的平均利率為每年6.6%，公司的貸款在全國最便宜。

essay 代寫：借貸組織

與此同時，回報率的享受風險要低得多(Milne et al.， 2016)。到目前為止，人們貸款的最普遍的原因是購買汽車和改善他們的住房。但Zopa的儲戶進一步幫助為一些人生命中最獨特的時刻提供資金，比如婚禮貸款、購買訂婚戒指，甚至購買摩托車。 2010年至2012年期間，該公司被評為最值得信賴的個人貸款提供者，並在2010年的“金錢智慧”獎中為客戶提供最佳服務。借款人的主要優勢在於，他們有能力在較短的時間內以較低的利率借款，並獲得較低的資本數額(Milne等人，2016年)。到2012年初，Zopa不到1%的貸款開始轉化為無法收回的債務，這是英國所有銀行中違約率最低的。 Zopa的首席執行官安德魯斯也認為，該公司通過在貸款中註入社會方面的資金，實現瞭如此低的違約率(Casu et al.， 2015)。 Zopa的成員可以在網站上看到其他成員的用戶名。

essay 代寫：借貸組織

Zopa is a P2P or peer to peer lending organization based in UK with individual lenders connected through an interface over the web. Zopa was launched in the year 2005, and started only with 300 members but in some months itself, the company grew so much that it had 25000 customers (Milne et al., 2016). In the year 2012, the company became one of the web based firms grabbing attention across retail finance world. Such an opportunity allowed those who wished to lend, to collaborate, with those who wished borrowing. Money was proffered by lenders not only to a particular individual but to people grouped collectively due to the same credit worthiness (Casu et al., 2015). Zopa technically was not a financial institution and it could not lend money by its own self. However, the capital needs for running this business were small, relatively and the organization employed only 27 individuals at the 2012 initial year. The average rate of interest maintained by the company was at 6.6 percent each year with loans from the company being cheapest across the nation.

essay 代寫：借貸組織
Returns were enjoyed at the same time at a much lower risk (Milne et al., 2016). Till now, the most general reasons why people took loans was to purchase automobiles and for improvements of their homes. But the savers at Zopa further helped in funding for most unique moments in some person’s life such as wedding loans, buying rings for engagement and even for motor cycle purchase. The company throughout 2010-2012 was voted as the most trusted individual provider for loan and best service giver for customers across 2010 in the Awards of Moneywise. The key advantage for borrowers was the fact that they had the ability of borrowing at a cheaper rate over a shorter time period and for smaller capital amounts (Milne et al., 2016). By the initial years of 2012, less than 1 percent loans of Zopa started to turn into debts of uncollectible nature which was the rate of default with lowest readings across any lender in UK. It was also believed by Andrews, the CEO of Zopa that the company has managed to achieve such lower rates of default through social aspect injection within lending (Casu et al., 2015). Members of Zopa had the ability of seeing other member’s usernames over the site whenever they borrowed or they lent.

英国论文代写被发现怎么办：管理风险

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英国论文代写被发现怎么办：管理风险

我经常想知道尽职调查的影响。从本质上说，我一直在思考谁应该对此负责，以及如何在酒店业中避免灾难。在工作场所进行风险评估和解决危险问题的情况下，政府定义了三个主要的利益相关者。这是基于他们从酒店流程中获得的报酬。通过解决尽职调查的问题，这一点可以得到解释。WHS要求公司和员工遵守协议，以确保他们为相关人员提供应有的照顾和安全。WHS法案和法规要求公司和企业“管理风险”。

英国论文代写被发现怎么办：管理风险

这些措施通过消除过程中涉及的健康和安全风险来实现。WHS的主要目的是鼓励企业遵守道德规范，确保员工的安全。为了安全，他们应该采取合理的措施。在撰写案例报告的同时，对该过程的启发式进行了分析。人们普遍忽视了一些方面，这是造成许多事故的原因。在考虑安全法的同时，WHS将人们分为三类。他们以最高的罚款甚至监禁来惩罚最高管理层是正确的。这个过程在很多方面都有帮助(Mason, 2015)。

英国论文代写被发现怎么办：管理风险

I have often wondered about the impacts of due diligence. Essentially I have pondered who is responsible and how a disaster can be prevented in the hospitality industry. In the case of risk assessment and addressing hazardous issues in the workplace, three major stakeholders have been defined by the government. This is based on their remuneration that they can garner from the hotel processes. By addressing the issue of due diligence, this can be explained. The WHS mandate the protocols that need to be adhered by the company, and the employee in order to ensure that they provide due care and safety for the people involved. The WHS Act and regulations require the companies and businesses to ‘manage risks’.

英国论文代写被发现怎么办：管理风险
These do so by eliminating health and safety risks involved in the process. The primary purpose of the WHS is to encourage the businesses to follow the ethical mandates and ensure safety of the employees. They should employee reasonable practices for the safety. While working on the case report, the heuristics of the process were analyzed. It was found that the people in general tend to overlook some aspects and this is the cause of many accidents. WHS divides people into three categories while considering the safety laws. They have rightly penalized the top management with the maximum fines or even imprisonment. This process is found to aid for a number of aspects (Mason, 2015).

代寫論文 價格：工作健康與安全

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代寫論文 價格：工作健康與安全
工作健康與安全(WHS)法律規定所有雇主必須遵守工作場所安全規定。他們應該與工人的健康和安全充分合作。該法的原則基於《2011年工作健康與安全法》和《2011年工作健康安全條例》(Sherriff, Tooma, 2010)。這部法律適用於這個地區的所有雇主。在違反這些法規遵循的情況下，管理層應該遵守特定的實踐守則。從根本上說，《2011年世界衛生大會法》的目標是確保所有成員都負有謹慎和盡職調查的責任。它明確規定，參與決策過程的所有人都應該識別風險並製定風險管理建議。當值人員必須確保有合理可行的風險管理政策，以保障工人的健康和安全。

代寫論文 價格：工作健康與安全

本法例亦明確規定經營業務或業務的人士的責任。酒店沒有達到這個主要目標。這違反了好幾項法律。公司員工需要確保客人安全的合理措施。有關人員須進行盡職調查，以確保有關人員的安全。公司(Sherriff和Tooma, 2010)並沒有適當的勤奮工作。法律第38條規定雇主有責任通知任何與工作場所事件有關的事件。到目前為止，已有120人表示，接觸這些化學物質導致了這些問題。酒店違反了這一事件。風險管理也應納入衝突管理的方式。 WHS立法的默認程序適用於這種情況。

代寫論文 價格：工作健康與安全

Work Health and Safety (WHS) requires by law that all the employers should comply with the workplace safety regulations. They should fully cooperate with the health and safety of the workers. The principle of this law is based on the Work Health and Safety Act 2011 and Work Health Safety Regulation 2011 (Sherriff, and Tooma, 2010). This law applies to all the employers in the region. There is a specific code of practice that should be adhered by the management in this case of breach of these compliances. Fundamentally, the objective of the WHS Act 2011 are o ensure that there is a duty of care and due diligence followed by all the members. It clearly mandates that all the people involved in the decision making process should identify the risks and develop a risk management proposal. The duty holders must ensure that there is reasonable feasible risk management policy in place to health and safety for the workers.

代寫論文 價格：工作健康與安全
The duty of the Persons Conducting a Business or Undertaking (PCBU) is also clearly mandated in this legislations. This primary objective has not been met by the Hotel. It is in violation of several of the laws. The workers of the company need to ensure reasonable measures for the safety of their guests. Due diligence needs to be developed by the officers to ensure the safety of the people involved. There is no due diligent process in place by the company (Sherriff, and Tooma, 2010). Section 38 of the law states that it is the duty of the employer to notify any incidents relating to the workplace incidents. There have been so far 120 people who say that exposure to these chemicals have caused them issues. Hotel is in violation of this incident. The risk management should also incorporate the ways of conflict management. Default procedure of the WHS legislations is applicable in this scenario.