美国大学申请：贷款机构
美国大学申请：贷款机构
对于那些贷款机构来说，与房地产中介保持牢固的关系是至关重要的，因为他们是提前购买借款人的看门人，在他们开始引导他们购买的过程中。这些参与者补充了一点，即合规的高成本。各城市的报告估计，发起抵押贷款的成本将增加24%。然后，为偿还这笔贷款，价格将大致等于进入企业的挑战，但组织将需要大约1亿美元的原始贷款，以保持偿债能力。这些外包代表着收益(Bachelor, 2014)。在考虑了这些因素后，来自城市的分析认为，随着成本的上升和机会的减少，继续从事抵押贷款业务是否有意义。他们进一步通知说，抵押贷款来源不应再是一个领导者为基础的损失与预期的抵押贷款服务回报。
因此，只有大型贷款机构才会在合格抵押贷款领域展开竞争。在非银行抵押贷款领域，2014年将是非银行竞争的一年。此外，小型银行仍有可能提供抵押贷款，但更依赖于抵押贷款业务外包。下一个问题是保持自己和队友的积极性。对于这一点，50%的参与者反映，他们的团队成员在做了正确的事情之后，通过不断地给予他们赞赏而得到了提升。按揭经纪公司经常以辅导的形式为新入职的按揭经纪公司提供培训及支援，以便为新入职的按揭经纪公司提供最大的利益。财务动机由剩下的50%的参与者完成(学士，2014)。这些参与者的这种基于财务的动机有助于在短期内提高士气，在此之后，他们希望得到更高的激励。
美国大学申请：贷款机构
It is essential for those lending to keep strong relationships with the agents in real estate because they are forward purchase borrower’s gatekeepers as they start guiding them by the process of purchase. These participants added to the point, the high cost of compliance. The report of Cities estimated that the costs of originating mortgage will increase by 24 percent. Then, for servicing this loan, prices will approximately equal a challenge for entering either into business but organizations will require approximately 100 million dollars in originations for remaining as solvent. Those outsourcing stood for benefiting as a consequence (Bachelor, 2014). After taking into consideration such forces, the analysis from Cities then posited if this even would make sense of remaining in the business of mortgage with rise in costs and shrinking opportunities. They further informed that mortgage origins should no more be a leader based loss with anticipated mortgage servicing return.
Only the major lenders therefore competed in the space of qualified mortgage. Within the non-Qualified mortgage space, it will be competition of non-bank in the year 2014. Small banks furthermore will have likeliness of still offering mortgages but with more dependence over mortgage operation outsourcing. The next question was on keeping oneself and the team mates properly motivated. To this, 50 percent participants reflected that their team mates were boosted through consistent appreciation given to them after anything that they have done properly. The mortgage brokers often engaged in providing them with training as well as support in the form of counselling in order to offer maximum advantage to the new mortgage broker recruits. Financial motivation was done by remaining 50 percent participants (Bachelor, 2014). This financial based motivation as per these participants helped in boosting the morale for short term period after which they desire for a higher boost.
