论文代写:美国国际集团(AIG)灾难
论文代写:美国国际集团(AIG)灾难
描述的危机
在2008年危机期间美国的房地产泡沫崩溃导致的大量违约。危机的主要问题是,这些银行并不认为房地产泡沫崩溃和住房价格会大幅下降。在所有银行的模型,他们从不认为,房地产价格崩溃。这是主要的原因之一,他们无法预测金融危机。
论文代写:美国国际集团(AIG)灾难
用于解决经济问题的影响
用于处理危机的主要问题是美国国际集团(AIG)和美国国际集团(AIG)的许多银行有过接触了许多个人和公司的保险。如果AIG违约,那么它将会导致其他公司违约以及个人客户会遭受即使他们没有对危机。因此,政府对经济评估破产的影响。雷曼兄弟也已经违约,创造了一个经济浩劫。美国的经济已经进入衰退,失业的人数是巨大的。我们政府也不得不采取一些行动,以防止破产。如果AIG拖欠还款,那么可能是多米诺效应和美国就难以控制经济的金融危机。许多金融机构有巨大的投资或由AIG承保。因此AIG违约会使他们处于危险之中。因此美国政府和美国联邦储备理事会(美联储,fed)不希望另一个破产和他们想拯救经济进入严重的抑郁症。尽管AIG被疏忽,不应该被理想情况下考虑到救助资金,美国经济正在经历糟糕的阶段。
论文代写:美国国际集团(AIG)灾难
Description of Crisis
During the 2008 crisis the housing bubble of US crashed which led to the large number of default. The main issue of the crisis was that the banks did not think that the housing bubble would crash and the housing prices would fall dramatically. In all the bank’s models they never assumed that the housing prices can crash. This was one of the major reasons why they were not able to predict the crisis.
论文代写:美国国际集团(AIG)灾难
Economic Issues used to address the impact
The main issue which was used to handle the crisis is the many banks had exposure in AIG and AIG had given insurance to many individuals and firms. If AIG had defaulted then it would have led to other firms defaulting as well the individual customers would have suffered even though they have no part to play in the crisis. Thus the government assessed the impact of the bankruptcy on the economy. Also Lehman Brothers had already defaulted which had created a havoc in the economy. The economy of US had entered into recession and the number of people losing their job was huge. Also government of US had to take some action to prevent the bankruptcies. If AIG had defaulted on their payments then there could have been a domino effect and it would have been difficult for the US to control the financial meltdown of the economy. Many financial institutions had huge investments or were insured by AIG. Hence default of AIG would have put them in jeopardy. Thus the US government and Federal Reserve did not want another bankruptcy and they wanted to save the economy from going into severe depression. Even though AIG had been negligent and should not have been ideally given the bailout money, US economy was going through the bad phase.
